Balanced Wealth Management | Chuck Rowan
  • Homepage
  • About
    • Message from Chuck
    • Meet Chuck Rowan
    • Mission Statement
  • Solutions
    • Mutual Funds
    • Tax Free Strategies
    • Guaranteed Income
    • Mortgage Solutions
    • College Planning
    • Social Security Maximization
  • Education
    • Videos
    • Articles
    • Books
  • Blog
  • Contact
    • Schedule Appointment
    • Contact Info
    • Email Us
    • Directions

Finally, An On-Air Personality Who Gets It! 

9/3/2015

0 Comments

 
"Cavuto seems to get it!" - over the long haul markets have historically gone up - so don't focus on the moment.

Check out Mark's appearance on Cavuto this morning where he highlights the futility of focusing on short-term market fluctuations and Cavuto backs him up! 

Feel free to leave me a comment and let me know what you think. You can reach me at (949) 677-5707 or info@balancedwealthmgt.com 
0 Comments

Protect Your Nest Egg: REBALANCE To Avoid Risk

8/20/2015

0 Comments

 
Picture
I came across this great article in USA Today, Protect your nest egg: Rebalance your 401(k) to avoid risk and I thought you would enjoy it. 

For those of you who have Matson Money accounts, please note that Matson accounts automatically rebalance every quarter, if necessary. 

Protect Your Nest Egg: Reblance Your 401(k) to avoid risk

A roaring stock market is generally a positive for investors, but Wall Street's robust performance may actually be having an adverse effect on some Americans' 401(k)s.

A second-quarter analysis by Fidelity Investments of its 13 million 401(k) accounts found that 27% of account holders in their mid- to late-50s had a stock allocation that was 10% higher than what's recommended.

Another 10% of those in that age group, along with 11% of account holders 50 to 54, had a 401(k) that was completely invested in stocks. If the market takes a plunge, that's a potentially perilous scenario for those on the cusp of retirement.

"That's concerning, especially at that age,'' says Jeanne Thompson, vice president at Fidelity Investments. "You want to make sure you have a little more balance, that you hold a little bit in bonds (and cash) ... so you don't lose your whole nest egg, or much of it, in one swoop.''

Read More
0 Comments

Stock Market Strategy

8/11/2015

0 Comments

 
Picture
We at Balanced Wealth Management endorse an investing strategy called Modern Portfolio Theory. It is an investing technique that does not involve trying to time or forecast the stock market or speculate and gamble with your retirement future.

Modern Portfolio Theory does involve a lot of math, statistics, economics and financial know how, but the fundamental concepts are very clear and easy.

The basic Principles are fairly simple:
  • Own Equities (Stocks)
  • Diversify
  • Rebalance periodically
  • And…Don’t get hung up on the details.

But…the biggest risk is not the stock market; it’s really the individual investor that can trash the whole system. There is a company called Dalbar Research that has studied this phenomenon over a period of decades and compared the stock market rate of return with what the typical investor earns on their investments. For example US institutional mutual funds have earned in excess of 9% while the typical investor has only earned a little over 3%.

Click here for full article.
0 Comments
    Picture

    Chuck Rowan

    With over 20 years of experience in the financial industry, Chuck is a top financial advisor helping you identify your investment philosophy and “true purpose” for money. He is committed to giving you truthful, straightforward, and suitable investment advice. 

    Archives

    July 2016
    January 2016
    December 2015
    October 2015
    September 2015
    August 2015
    March 2015

    Categories

    All
    Economy
    Financial
    Greek Economy
    Matson Money
    Stock Market

    RSS Feed

Balanced Wealth Management, Chuck Rowan
Home  |  About  |  Solutions  |  Education  |  Contact
9 Orchard Road, Suite 104 | Lake Forest, CA 92630 | Tel: (949) 677-5707

Copyright © Balanced Wealth Management All rights reserved. Privacy Policy